/* jpskill.com/loan/ — 事業資金・借入 テーマ (Solid Business / Money Gold) */

:root {
  color-scheme: light;
  --bl-bg: #f8f9f3;
  --bl-bg2: #eef0e6;
  --bl-panel: #ffffff;
  --bl-border: #d5d9c5;
  --bl-text: #1e2818;
  --bl-text2: #454d38;
  --bl-text3: #7a8368;
  --bl-primary: #1e5a3d;
  --bl-primary-dark: #0e3d24;
  --bl-primary-light: #d8e8de;
  --bl-gold: #b8860b;
  --bl-gold-light: #f2ead3;
  --bl-warn: #a94a3f;
  --bl-radius: 4px;
  --bl-radius-sm: 3px;
  --bl-wrap: 1120px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { background: var(--bl-bg); }
body {
  background: var(--bl-bg);
  color: var(--bl-text);
  font-family: 'Zen Kaku Gothic New', 'Hiragino Kaku Gothic ProN', 'Yu Gothic', system-ui, sans-serif;
  font-size: 16px;
  line-height: 1.9;
  font-feature-settings: "palt";
  font-weight: 500;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--bl-primary-dark); text-decoration: none; transition: color .18s; }
a:hover { color: var(--bl-gold); }
.bl-wrap { max-width: var(--bl-wrap); margin: 0 auto; padding: 0 24px; }

/* Header */
.bl-header {
  background: var(--bl-panel);
  border-bottom: 2px solid var(--bl-primary);
  padding: 18px 0;
  position: sticky; top: 0; z-index: 100;
  box-shadow: 0 2px 8px rgba(30, 90, 61, 0.06);
}
.bl-header-inner {
  display: flex; align-items: center; justify-content: space-between;
  max-width: var(--bl-wrap); margin: 0 auto; padding: 0 24px;
}
.bl-brand { display: flex; align-items: center; gap: 12px; color: var(--bl-text); text-decoration: none; }
.bl-brand-icon { width: 34px; height: 34px; }
.bl-brand-mark {
  font-family: 'Zen Kaku Gothic New', 'Yu Gothic', serif;
  font-weight: 700;
  font-size: 22px;
  color: var(--bl-primary-dark);
  letter-spacing: 0.01em;
}
.bl-brand-name { font-size: 12px; color: var(--bl-text2); font-weight: 600; letter-spacing: 0.15em; }
.bl-header-back { font-size: 13px; color: var(--bl-text3); font-weight: 500; }
.bl-header-back:hover { color: var(--bl-primary-dark); }

/* Hero */
.bl-hero {
  padding: 88px 0 72px;
  background:
    linear-gradient(180deg, var(--bl-primary-light) 0%, transparent 60%),
    var(--bl-bg);
  position: relative;
  overflow: hidden;
  border-bottom: 1px solid var(--bl-border);
}
.bl-hero::before {
  content: "";
  position: absolute; top: 0; right: 0; bottom: 0;
  width: 40%;
  background:
    linear-gradient(135deg, transparent 0%, rgba(184, 134, 11, 0.05) 100%);
  pointer-events: none;
}
.bl-hero-eyebrow {
  display: inline-block;
  background: var(--bl-primary-dark);
  color: #fff;
  padding: 6px 18px;
  border-radius: var(--bl-radius);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  margin-bottom: 26px;
}
.bl-hero-title {
  font-family: 'Zen Kaku Gothic New', 'Yu Gothic', serif;
  font-size: clamp(30px, 5.2vw, 48px);
  font-weight: 700;
  line-height: 1.35;
  color: var(--bl-text);
  margin-bottom: 26px;
  letter-spacing: -0.005em;
}
.bl-hero-title .primary { color: var(--bl-primary-dark); }
.bl-hero-title .gold { color: var(--bl-gold); }
.bl-hero-lead {
  font-size: 16.5px;
  color: var(--bl-text2);
  line-height: 2;
  max-width: 640px;
  margin-bottom: 34px;
  font-weight: 500;
}
.bl-hero-cta { display: flex; gap: 12px; flex-wrap: wrap; }

/* Buttons */
.bl-btn {
  display: inline-block;
  padding: 15px 34px;
  font-family: inherit;
  font-weight: 700;
  font-size: 15px;
  text-decoration: none;
  border-radius: var(--bl-radius);
  transition: all .18s;
  border: none;
  cursor: pointer;
  letter-spacing: 0.04em;
}
.bl-btn-primary {
  background: var(--bl-primary-dark);
  color: #fff;
  box-shadow: 0 3px 0 rgba(14, 61, 36, 0.5), 0 4px 10px rgba(14, 61, 36, 0.2);
}
.bl-btn-primary:hover {
  background: var(--bl-primary);
  color: #fff;
  transform: translateY(-1px);
  box-shadow: 0 4px 0 rgba(14, 61, 36, 0.5), 0 6px 14px rgba(14, 61, 36, 0.28);
}
.bl-btn-gold {
  background: var(--bl-gold);
  color: #fff;
  box-shadow: 0 3px 0 rgba(139, 100, 8, 0.5);
}
.bl-btn-gold:hover { background: #8b6408; color: #fff; transform: translateY(-1px); }
.bl-btn-ghost {
  background: var(--bl-panel);
  color: var(--bl-text);
  border: 1.5px solid var(--bl-border);
}
.bl-btn-ghost:hover { border-color: var(--bl-primary); color: var(--bl-primary-dark); }
.bl-btn-large { padding: 18px 42px; font-size: 16px; }

/* Hub stats — numeric-forward */
.bl-hub-stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 0;
  margin: 44px 0 0;
  padding: 0;
  background: var(--bl-panel);
  border: 1px solid var(--bl-border);
  border-radius: var(--bl-radius);
  overflow: hidden;
}
.bl-hub-stats > div {
  padding: 24px 20px;
  border-right: 1px solid var(--bl-border);
  text-align: center;
}
.bl-hub-stats > div:last-child { border-right: none; }
.bl-hub-stat-num {
  font-family: 'Zen Kaku Gothic New', 'Yu Gothic', serif;
  font-size: 34px;
  font-weight: 700;
  color: var(--bl-primary-dark);
  line-height: 1;
  letter-spacing: -0.01em;
}
.bl-hub-stat-num .unit { font-size: 14px; color: var(--bl-text2); margin-left: 4px; font-weight: 600; }
.bl-hub-stat-label { font-size: 12px; color: var(--bl-text3); margin-top: 10px; letter-spacing: 0.08em; font-weight: 600; }

/* Category chips */
.bl-categories {
  padding: 40px 0;
  background: var(--bl-bg2);
  border-bottom: 1px solid var(--bl-border);
}
.bl-category-list {
  display: flex; gap: 8px; flex-wrap: wrap; justify-content: center;
}
.bl-category-chip {
  background: var(--bl-panel);
  border: 1px solid var(--bl-border);
  border-radius: var(--bl-radius);
  padding: 10px 18px;
  font-size: 13px;
  font-weight: 600;
  color: var(--bl-text2);
  text-decoration: none;
  transition: all .18s;
}
.bl-category-chip:hover {
  background: var(--bl-primary-dark);
  color: #fff;
  border-color: var(--bl-primary-dark);
}

/* Section */
.bl-section { padding: 72px 0; }
.bl-section-alt { background: var(--bl-bg2); }
.bl-section-header { text-align: center; margin-bottom: 44px; }
.bl-section-eyebrow {
  display: inline-block;
  color: var(--bl-gold);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  margin-bottom: 14px;
  padding: 4px 14px;
  border: 1px solid var(--bl-gold);
  border-radius: var(--bl-radius);
}
.bl-section-title {
  font-family: 'Zen Kaku Gothic New', 'Yu Gothic', serif;
  font-size: clamp(26px, 4vw, 34px);
  font-weight: 700;
  color: var(--bl-text);
  letter-spacing: -0.005em;
  line-height: 1.4;
  margin-bottom: 14px;
}
.bl-section-lead { color: var(--bl-text2); max-width: 640px; margin: 0 auto; line-height: 1.95; font-weight: 500; }

/* Category heading (in program list) */
.bl-cat-heading {
  font-family: 'Zen Kaku Gothic New', 'Yu Gothic', serif;
  font-size: 21px;
  font-weight: 700;
  color: var(--bl-primary-dark);
  margin-bottom: 20px;
  padding: 10px 0 10px 16px;
  border-left: 5px solid var(--bl-gold);
  background: var(--bl-panel);
  border-radius: 0 var(--bl-radius) var(--bl-radius) 0;
}

/* Program card grid */
.bl-program-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 16px;
}
.bl-program-card {
  background: var(--bl-panel);
  border: 1px solid var(--bl-border);
  border-radius: var(--bl-radius);
  padding: 26px 22px 22px;
  color: var(--bl-text);
  text-decoration: none;
  display: flex; flex-direction: column; gap: 10px;
  position: relative;
  transition: all .18s;
  overflow: hidden;
  border-top: 3px solid var(--bl-primary-dark);
}
.bl-program-card:hover {
  transform: translateY(-3px);
  border-color: var(--bl-primary);
  border-top-color: var(--bl-gold);
  box-shadow: 0 10px 22px rgba(30, 90, 61, 0.12);
  color: var(--bl-text);
}
.bl-program-badge {
  display: inline-block; align-self: flex-start;
  font-size: 11px; font-weight: 700;
  padding: 3px 10px; border-radius: var(--bl-radius-sm);
  letter-spacing: 0.06em;
}
.bl-badge-active { background: var(--bl-primary-light); color: var(--bl-primary-dark); }
.bl-badge-pending { background: var(--bl-gold-light); color: #8b6408; border: 1px solid var(--bl-gold); }
.bl-program-category { font-size: 11px; color: var(--bl-gold); font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; }
.bl-program-title {
  font-family: 'Zen Kaku Gothic New', 'Yu Gothic', serif;
  font-size: 18px;
  font-weight: 700;
  line-height: 1.45;
  color: var(--bl-text);
  letter-spacing: -0.005em;
}
.bl-program-sub { font-size: 13.5px; color: var(--bl-text2); line-height: 1.8; font-weight: 500; }
.bl-program-more { margin-top: auto; font-size: 13px; color: var(--bl-primary-dark); font-weight: 700; letter-spacing: 0.04em; }
.bl-program-more::after { content: " →"; }

/* LP */
.bl-lp-hero {
  padding: 72px 0 48px;
  background:
    linear-gradient(180deg, var(--bl-primary-light) 0%, transparent 70%),
    var(--bl-bg);
  border-bottom: 1px solid var(--bl-border);
}
.bl-lp-category {
  display: inline-block;
  background: var(--bl-primary-dark);
  color: #fff;
  padding: 5px 14px;
  font-size: 12px;
  font-weight: 700;
  border-radius: var(--bl-radius);
  margin-bottom: 20px;
  letter-spacing: 0.08em;
}
.bl-lp-title {
  font-family: 'Zen Kaku Gothic New', 'Yu Gothic', serif;
  font-size: clamp(26px, 4.5vw, 40px);
  font-weight: 700;
  line-height: 1.4;
  color: var(--bl-text);
  margin-bottom: 22px;
  letter-spacing: -0.01em;
}
.bl-lp-title::after {
  content: ""; display: block; width: 64px; height: 4px;
  background: var(--bl-gold); margin-top: 18px;
}
.bl-lp-lead { font-size: 16.5px; color: var(--bl-text2); line-height: 2; margin-bottom: 32px; max-width: 680px; font-weight: 500; }

.bl-lp-stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: 0;
  padding: 0;
  background: var(--bl-panel);
  border: 1px solid var(--bl-border);
  border-radius: var(--bl-radius);
  border-top: 3px solid var(--bl-gold);
  margin-bottom: 32px;
  overflow: hidden;
}
.bl-lp-stats > div {
  padding: 22px 20px;
  border-right: 1px solid var(--bl-border);
  text-align: center;
}
.bl-lp-stats > div:last-child { border-right: none; }
.bl-lp-stat-num {
  font-family: 'Zen Kaku Gothic New', 'Yu Gothic', serif;
  font-size: 26px;
  font-weight: 700;
  color: var(--bl-primary-dark);
  line-height: 1;
}
.bl-lp-stat-num .unit { font-size: 13px; color: var(--bl-text2); margin-left: 3px; font-weight: 600; }
.bl-lp-stat-label { font-size: 12px; color: var(--bl-text3); margin-top: 8px; letter-spacing: 0.06em; font-weight: 600; }

.bl-lp-body { padding: 56px 0; }
.bl-lp-block { margin-bottom: 56px; }
.bl-lp-block h2 {
  font-family: 'Zen Kaku Gothic New', 'Yu Gothic', serif;
  font-size: 25px;
  font-weight: 700;
  color: var(--bl-text);
  padding: 10px 0 10px 18px;
  border-left: 5px solid var(--bl-primary-dark);
  background: var(--bl-panel);
  margin-bottom: 26px;
  line-height: 1.4;
  border-radius: 0 var(--bl-radius) var(--bl-radius) 0;
}
.bl-lp-block h3 {
  font-size: 17px; font-weight: 700;
  color: var(--bl-primary-dark);
  margin: 28px 0 12px;
  padding-left: 12px;
  border-left: 3px solid var(--bl-gold);
}
.bl-lp-block p { color: var(--bl-text2); margin-bottom: 16px; line-height: 2.05; font-weight: 500; }
.bl-lp-block ul { margin: 12px 0 20px 24px; color: var(--bl-text2); }
.bl-lp-block li { margin-bottom: 8px; }
.bl-lp-block strong {
  color: var(--bl-primary-dark);
  background: linear-gradient(transparent 62%, rgba(184, 134, 11, 0.28) 62%);
  padding: 0 3px;
  font-weight: 700;
}
.bl-lp-block a { color: var(--bl-primary-dark); border-bottom: 1px dotted var(--bl-gold); }

/* Pain box */
.bl-pain {
  background: var(--bl-panel);
  border: 1px solid var(--bl-border);
  border-left: 5px solid var(--bl-warn);
  border-radius: var(--bl-radius);
  padding: 32px;
  margin-bottom: 40px;
}
.bl-pain h2 { border-left: none; padding: 0 0 12px; background: transparent; color: var(--bl-warn); font-size: 20px; margin-bottom: 16px; border-bottom: 1px solid var(--bl-border); border-radius: 0; }
.bl-pain ul { list-style: none; margin-left: 0; }
.bl-pain li { padding-left: 28px; position: relative; margin-bottom: 10px; color: var(--bl-text); font-weight: 500; }
.bl-pain li::before { content: "▸"; color: var(--bl-warn); font-weight: 700; position: absolute; left: 4px; top: 0; }

/* Compare table */
.bl-compare {
  width: 100%; border-collapse: collapse;
  background: var(--bl-panel);
  border: 1px solid var(--bl-border);
  border-radius: var(--bl-radius);
  overflow: hidden;
  font-size: 14px;
}
.bl-compare th {
  background: var(--bl-primary-dark);
  color: #fff;
  font-weight: 700;
  padding: 14px;
  text-align: left;
  font-size: 12px;
  letter-spacing: 0.06em;
}
.bl-compare td { padding: 14px; border-top: 1px solid var(--bl-border); color: var(--bl-text2); font-weight: 500; }
.bl-compare tr.recommended td { background: var(--bl-gold-light); color: var(--bl-text); font-weight: 700; }
.bl-compare tr.recommended td:first-child { border-left: 3px solid var(--bl-gold); }

/* Features */
.bl-feature-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 14px; }
.bl-feature-card {
  background: var(--bl-panel);
  border: 1px solid var(--bl-border);
  border-top: 3px solid var(--bl-gold);
  padding: 24px 22px;
  border-radius: var(--bl-radius);
  transition: all .18s;
}
.bl-feature-card:hover { border-color: var(--bl-primary); transform: translateY(-2px); box-shadow: 0 6px 16px rgba(30, 90, 61, 0.1); }
.bl-feature-badge {
  display: inline-block;
  background: var(--bl-primary-dark);
  color: #fff;
  font-size: 11px; font-weight: 700;
  padding: 3px 10px;
  border-radius: var(--bl-radius-sm);
  margin-bottom: 12px;
  letter-spacing: 0.06em;
}
.bl-feature-card h3 { font-size: 16px; font-weight: 700; color: var(--bl-text); border: none; padding: 0; margin: 0 0 10px; }
.bl-feature-card p { font-size: 13.5px; color: var(--bl-text2); line-height: 1.85; margin: 0; font-weight: 500; }

/* Steps */
.bl-steps { list-style: none; counter-reset: step; padding: 0; }
.bl-steps li {
  padding: 22px 22px 22px 80px;
  background: var(--bl-panel);
  border: 1px solid var(--bl-border);
  border-radius: var(--bl-radius);
  margin-bottom: 10px;
  position: relative;
  counter-increment: step;
}
.bl-steps li::before {
  content: counter(step, decimal-leading-zero);
  font-family: 'Zen Kaku Gothic New', 'Yu Gothic', serif;
  font-size: 20px; font-weight: 700;
  color: #fff;
  background: var(--bl-primary-dark);
  width: 44px; height: 44px;
  border-radius: var(--bl-radius);
  display: flex; align-items: center; justify-content: center;
  position: absolute; left: 20px; top: 20px;
  letter-spacing: 0;
}
.bl-steps h3 { font-size: 16px; font-weight: 700; color: var(--bl-text); margin: 0 0 6px; padding: 0; border: none; }
.bl-steps p { font-size: 13.5px; color: var(--bl-text2); margin: 0; line-height: 1.85; font-weight: 500; }

/* FAQ */
.bl-faq details {
  background: var(--bl-panel);
  border: 1px solid var(--bl-border);
  border-radius: var(--bl-radius);
  margin-bottom: 8px;
  padding: 18px 22px;
}
.bl-faq summary { font-weight: 700; color: var(--bl-text); cursor: pointer; padding: 4px 0; font-size: 15px; list-style: none; }
.bl-faq summary::-webkit-details-marker { display: none; }
.bl-faq summary::before { content: "Q "; color: var(--bl-gold); font-weight: 700; margin-right: 8px; font-family: 'Yu Gothic', serif; }
.bl-faq details[open] summary { color: var(--bl-primary-dark); }
.bl-faq p { padding: 12px 0 4px; color: var(--bl-text2); font-size: 14.5px; line-height: 2; margin: 0; }

/* CTA blocks */
.bl-cta-block {
  background: var(--bl-primary-light);
  border-left: 4px solid var(--bl-primary-dark);
  border-radius: var(--bl-radius);
  padding: 32px;
  margin: 40px 0;
  text-align: center;
}
.bl-cta-copy {
  font-family: 'Zen Kaku Gothic New', 'Yu Gothic', serif;
  font-size: 18px;
  font-weight: 700;
  color: var(--bl-primary-dark);
  margin-bottom: 20px;
  line-height: 1.6;
}
.bl-final-cta {
  background: linear-gradient(135deg, var(--bl-primary-dark) 0%, var(--bl-primary) 100%);
  border-radius: var(--bl-radius);
  padding: 56px 40px;
  margin: 56px 0;
  text-align: center;
  color: #fff;
  position: relative;
  overflow: hidden;
}
.bl-final-cta::before {
  content: "";
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: var(--bl-gold);
}
.bl-final-cta-eyebrow {
  color: var(--bl-gold-light);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.25em;
  margin-bottom: 14px;
}
.bl-final-cta-title {
  font-family: 'Zen Kaku Gothic New', 'Yu Gothic', serif;
  font-size: clamp(24px, 4vw, 32px);
  font-weight: 700;
  color: #fff;
  margin-bottom: 22px;
  line-height: 1.5;
}
.bl-final-cta p { color: rgba(255,255,255,0.85); }
.bl-final-cta .bl-btn-primary {
  background: var(--bl-gold);
  color: #fff;
  box-shadow: 0 3px 0 rgba(0,0,0,0.2);
}
.bl-final-cta .bl-btn-primary:hover { background: #8b6408; }
.bl-final-cta .bl-btn-ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,0.4); }
.bl-final-cta .bl-btn-ghost:hover { border-color: #fff; color: #fff; }

/* Risk warning */
.bl-risk {
  background: #fdf5f4;
  border: 1px solid var(--bl-warn);
  border-left: 4px solid var(--bl-warn);
  border-radius: var(--bl-radius);
  padding: 20px 22px;
  margin: 32px 0;
  font-size: 13.5px;
  color: var(--bl-text2);
  line-height: 1.85;
  font-weight: 500;
}
.bl-risk strong { color: var(--bl-warn); background: none; padding: 0; font-weight: 700; }

/* Sticky */
.bl-sticky-cta {
  position: fixed; bottom: 0; left: 0; right: 0;
  background: var(--bl-primary-dark);
  padding: 12px 16px;
  z-index: 100;
  text-align: center;
  box-shadow: 0 -4px 12px rgba(0,0,0,0.15);
  border-top: 2px solid var(--bl-gold);
}
.bl-sticky-cta a { color: #fff; font-weight: 700; font-size: 15px; text-decoration: none; letter-spacing: 0.04em; }
@media (min-width: 768px) { .bl-sticky-cta { display: none; } }

/* Footer */
.bl-footer {
  background: var(--bl-text);
  border-top: 3px solid var(--bl-gold);
  padding: 44px 0 24px;
  color: rgba(255,255,255,0.7);
  font-size: 13px;
  margin-top: 60px;
}
.bl-footer-nav { display: flex; gap: 24px; flex-wrap: wrap; margin-bottom: 22px; }
.bl-footer-nav a { color: rgba(255,255,255,0.85); font-weight: 500; }
.bl-footer-nav a:hover { color: var(--bl-gold-light); }
.bl-footer-note { font-size: 11.5px; color: rgba(255,255,255,0.55); line-height: 1.85; }

@media (max-width: 720px) {
  .bl-hero { padding: 56px 0 40px; }
  .bl-section { padding: 48px 0; }
  body { padding-bottom: 60px; }
  .bl-hub-stats > div, .bl-lp-stats > div { border-right: none; border-bottom: 1px solid var(--bl-border); }
  .bl-hub-stats > div:last-child, .bl-lp-stats > div:last-child { border-bottom: none; }
}