/* jpskill.com/carinsurance/ — 万が一に、備える。Trust & Shield テーマ */

:root {
  color-scheme: light;
  --ins-bg: #f4f8fc;
  --ins-bg2: #dfeaf5;
  --ins-panel: #ffffff;
  --ins-border: #c5d5e6;
  --ins-text: #1a2c40;
  --ins-text2: #445872;
  --ins-text3: #7a8ba0;
  --ins-primary: #1a5fb4;
  --ins-primary-dark: #0d4085;
  --ins-primary-light: #d4e5f7;
  --ins-accent: #2a9d8f;
  --ins-warn: #e76f51;
  --ins-warn-dark: #c85539;
  --ins-radius: 12px;
  --ins-radius-sm: 8px;
  --ins-wrap: 1120px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { background: var(--ins-bg); }
body {
  background: var(--ins-bg);
  color: var(--ins-text);
  font-family: 'Zen Kaku Gothic New', 'Noto Serif JP', 'Hiragino Kaku Gothic ProN', system-ui, sans-serif;
  font-size: 16px;
  line-height: 1.9;
  font-feature-settings: "palt";
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--ins-primary-dark); text-decoration: none; transition: color .18s; }
a:hover { color: var(--ins-warn-dark); }
.ins-wrap { max-width: var(--ins-wrap); margin: 0 auto; padding: 0 24px; }

/* Header */
.ins-header {
  background: var(--ins-panel);
  border-bottom: 1px solid var(--ins-border);
  padding: 18px 0;
  position: sticky; top: 0; z-index: 100;
}
.ins-header-inner {
  display: flex; align-items: center; justify-content: space-between;
  max-width: var(--ins-wrap); margin: 0 auto; padding: 0 24px;
}
.ins-brand { display: flex; align-items: center; gap: 10px; color: var(--ins-text); text-decoration: none; }
.ins-brand-icon { width: 32px; height: 32px; }
.ins-brand-mark {
  font-family: 'Noto Serif JP', 'Zen Kaku Gothic New', serif; font-weight: 700; font-size: 21px; color: var(--ins-primary-dark); letter-spacing: -0.01em;
}
.ins-brand-name { font-size: 13px; color: var(--ins-text2); font-weight: 500; letter-spacing: 0.08em; }
.ins-header-back { font-size: 13px; color: var(--ins-text3); }
.ins-header-back:hover { color: var(--ins-primary-dark); }

/* Hero */
.ins-hero {
  padding: 88px 0 72px;
  background:
    radial-gradient(ellipse at top left, var(--ins-primary-light) 0%, transparent 55%),
    radial-gradient(ellipse at bottom right, rgba(42, 157, 143, 0.08) 0%, transparent 45%),
    var(--ins-bg);
  position: relative;
  overflow: hidden;
}
.ins-hero::before {
  content: "";
  position: absolute; top: 30px; right: -80px;
  width: 340px; height: 340px;
  background: radial-gradient(circle, rgba(26, 95, 180, 0.10) 0%, transparent 65%);
  border-radius: 50%;
  animation: shield-pulse 9s ease-in-out infinite;
  pointer-events: none;
}
@keyframes shield-pulse {
  0%, 100% { transform: translate(0, 0) scale(1); opacity: 1; }
  50%      { transform: translate(-16px, 12px) scale(1.05); opacity: 0.85; }
}
.ins-hero-eyebrow {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--ins-primary-light);
  color: var(--ins-primary-dark);
  padding: 6px 16px;
  border-radius: var(--ins-radius);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  margin-bottom: 24px;
}
.ins-hero-title {
  font-family: 'Noto Serif JP', 'Zen Kaku Gothic New', serif;
  font-size: clamp(28px, 5vw, 44px);
  font-weight: 700;
  line-height: 1.45;
  color: var(--ins-text);
  margin-bottom: 24px;
  letter-spacing: -0.005em;
}
.ins-hero-title .primary { color: var(--ins-primary-dark); }
.ins-hero-title .warn { color: var(--ins-warn-dark); }
.ins-hero-lead {
  font-size: 16px;
  color: var(--ins-text2);
  line-height: 2.05;
  max-width: 640px;
  margin-bottom: 32px;
}
.ins-hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }

/* Buttons */
.ins-btn {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 15px 30px;
  font-family: inherit;
  font-weight: 700;
  font-size: 15px;
  text-decoration: none;
  border-radius: var(--ins-radius);
  transition: all .2s;
  border: none;
  cursor: pointer;
  letter-spacing: 0.02em;
}
.ins-btn-primary { background: var(--ins-primary); color: #fff; box-shadow: 0 4px 14px rgba(26, 95, 180, 0.3); }
.ins-btn-primary:hover { background: var(--ins-primary-dark); color: #fff; transform: translateY(-1px); box-shadow: 0 6px 20px rgba(26, 95, 180, 0.4); }
.ins-btn-accent { background: var(--ins-accent); color: #fff; box-shadow: 0 4px 14px rgba(42, 157, 143, 0.3); }
.ins-btn-accent:hover { background: #1f7a70; color: #fff; transform: translateY(-1px); }
.ins-btn-ghost { background: transparent; color: var(--ins-text); border: 1.5px solid var(--ins-border); }
.ins-btn-ghost:hover { border-color: var(--ins-primary); color: var(--ins-primary-dark); }
.ins-btn-large { padding: 18px 38px; font-size: 16px; }

/* Hub stats */
.ins-hub-stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: 20px;
  margin: 40px 0 0;
  padding: 28px 0;
  border-top: 1px solid var(--ins-border);
}
.ins-hub-stat-num {
  font-family: 'Noto Serif JP', 'Zen Kaku Gothic New', serif;
  font-size: 32px; font-weight: 700; color: var(--ins-primary-dark); line-height: 1;
}
.ins-hub-stat-num .unit { font-size: 14px; color: var(--ins-text2); margin-left: 4px; }
.ins-hub-stat-label { font-size: 12px; color: var(--ins-text3); margin-top: 8px; letter-spacing: 0.06em; }

/* Category chips */
.ins-categories {
  padding: 40px 0;
  background: var(--ins-bg2);
}
.ins-category-list {
  display: flex; gap: 10px; flex-wrap: wrap; justify-content: center;
}
.ins-category-chip {
  background: var(--ins-panel);
  border: 1px solid var(--ins-border);
  border-radius: var(--ins-radius);
  padding: 8px 16px;
  font-size: 13px;
  font-weight: 600;
  color: var(--ins-text2);
  text-decoration: none;
  transition: all .18s;
}
.ins-category-chip:hover { background: var(--ins-primary); color: #fff; border-color: var(--ins-primary); transform: translateY(-1px); }

/* Section */
.ins-section { padding: 72px 0; }
.ins-section-alt { background: var(--ins-bg2); }
.ins-section-header { text-align: center; margin-bottom: 44px; }
.ins-section-eyebrow {
  display: inline-block;
  color: var(--ins-primary-dark);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 12px;
  padding: 4px 12px;
  border: 1px solid var(--ins-primary);
  border-radius: var(--ins-radius);
}
.ins-section-title {
  font-family: 'Noto Serif JP', 'Zen Kaku Gothic New', serif;
  font-size: clamp(24px, 4vw, 32px); font-weight: 700; color: var(--ins-text);
  letter-spacing: -0.005em; line-height: 1.45; margin-bottom: 12px;
}
.ins-section-lead { color: var(--ins-text2); max-width: 640px; margin: 0 auto; line-height: 1.95; }

/* Program card grid */
.ins-program-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 20px;
}
.ins-program-card {
  background: var(--ins-panel);
  border: 1px solid var(--ins-border);
  border-radius: var(--ins-radius);
  padding: 28px 24px;
  color: var(--ins-text);
  text-decoration: none;
  display: flex; flex-direction: column; gap: 12px;
  position: relative;
  transition: all .2s;
  overflow: hidden;
}
.ins-program-card::before {
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, var(--ins-primary), var(--ins-accent));
  border-radius: var(--ins-radius) var(--ins-radius) 0 0;
  opacity: 0.9;
}
.ins-program-card:hover {
  transform: translateY(-4px);
  border-color: var(--ins-primary);
  box-shadow: 0 12px 30px rgba(26, 95, 180, 0.15);
  color: var(--ins-text);
}
.ins-program-badge {
  display: inline-block; align-self: flex-start;
  font-size: 11px; font-weight: 700;
  padding: 4px 10px; border-radius: var(--ins-radius-sm);
  letter-spacing: 0.04em;
}
.ins-badge-active { background: var(--ins-primary-light); color: var(--ins-primary-dark); }
.ins-badge-pending { background: #fff1ec; color: var(--ins-warn-dark); border: 1px solid rgba(231, 111, 81, 0.4); }
.ins-program-category { font-size: 11px; color: var(--ins-accent); font-weight: 700; letter-spacing: 0.05em; }
.ins-program-title { font-size: 17px; font-weight: 700; line-height: 1.5; color: var(--ins-text); }
.ins-program-sub { font-size: 13.5px; color: var(--ins-text2); line-height: 1.85; }
.ins-program-more { margin-top: auto; font-size: 13px; color: var(--ins-primary-dark); font-weight: 700; }
.ins-program-more::after { content: " →"; }

/* LP */
.ins-lp-hero {
  padding: 72px 0 48px;
  background:
    radial-gradient(ellipse at top left, var(--ins-primary-light) 0%, transparent 55%),
    var(--ins-bg);
  border-bottom: 1px solid var(--ins-border);
}
.ins-lp-category {
  display: inline-block;
  background: var(--ins-primary-light);
  color: var(--ins-primary-dark);
  padding: 5px 14px;
  font-size: 12px;
  font-weight: 700;
  border-radius: var(--ins-radius-sm);
  margin-bottom: 18px;
  letter-spacing: 0.04em;
}
.ins-lp-title {
  font-family: 'Noto Serif JP', 'Zen Kaku Gothic New', serif;
  font-size: clamp(26px, 4.5vw, 38px); font-weight: 700; line-height: 1.5; color: var(--ins-text);
  margin-bottom: 20px; letter-spacing: -0.005em;
}
.ins-lp-title::after { content: ""; display: block; width: 60px; height: 4px; background: var(--ins-primary); border-radius: 2px; margin-top: 16px; }
.ins-lp-lead { font-size: 16px; color: var(--ins-text2); line-height: 2.05; margin-bottom: 32px; max-width: 680px; }
.ins-lp-stats {
  display: flex; gap: 36px; flex-wrap: wrap;
  padding: 24px 28px;
  background: var(--ins-panel);
  border: 1px solid var(--ins-border);
  border-radius: var(--ins-radius);
  margin-bottom: 32px;
}
.ins-lp-stat-num { font-family: 'Noto Serif JP', serif; font-size: 24px; font-weight: 700; color: var(--ins-primary-dark); }
.ins-lp-stat-num .unit { font-size: 14px; color: var(--ins-text2); margin-left: 3px; }
.ins-lp-stat-label { font-size: 12px; color: var(--ins-text3); margin-top: 4px; letter-spacing: 0.04em; }

.ins-lp-body { padding: 56px 0; }
.ins-lp-block { margin-bottom: 56px; }
.ins-lp-block h2 {
  font-family: 'Noto Serif JP', 'Zen Kaku Gothic New', serif;
  font-size: 24px; font-weight: 700;
  color: var(--ins-text);
  padding-left: 16px;
  border-left: 5px solid var(--ins-primary);
  margin-bottom: 24px;
  line-height: 1.45;
}
.ins-lp-block h3 { font-size: 17px; font-weight: 700; color: var(--ins-primary-dark); margin: 28px 0 12px; padding-left: 12px; border-left: 3px solid var(--ins-accent); }
.ins-lp-block p { color: var(--ins-text2); margin-bottom: 16px; line-height: 2.05; }
.ins-lp-block ul { margin: 12px 0 20px 24px; color: var(--ins-text2); }
.ins-lp-block li { margin-bottom: 8px; }
.ins-lp-block strong { color: var(--ins-text); background: linear-gradient(transparent 62%, rgba(26, 95, 180, 0.18) 62%); padding: 0 2px; font-weight: 700; }
.ins-lp-block a { color: var(--ins-primary-dark); border-bottom: 1px dotted var(--ins-primary); }

/* Pain box */
.ins-pain {
  background: #fff1ec;
  border-radius: var(--ins-radius);
  padding: 32px;
  margin-bottom: 40px;
  border: 1px solid rgba(231, 111, 81, 0.3);
}
.ins-pain h2 { border-left: none; padding-left: 0; color: var(--ins-warn-dark); }
.ins-pain ul { list-style: none; margin-left: 0; }
.ins-pain li { padding-left: 28px; position: relative; margin-bottom: 10px; color: var(--ins-text); }
.ins-pain li::before { content: "!"; color: #fff; background: var(--ins-warn); width: 18px; height: 18px; border-radius: 50%; font-size: 12px; font-weight: 700; position: absolute; left: 0; top: 6px; display: inline-flex; align-items: center; justify-content: center; }

/* Compare table */
.ins-compare {
  width: 100%; border-collapse: collapse;
  background: var(--ins-panel);
  border: 1px solid var(--ins-border);
  border-radius: var(--ins-radius);
  overflow: hidden;
  font-size: 14px;
}
.ins-compare th { background: var(--ins-primary-light); color: var(--ins-primary-dark); font-weight: 700; padding: 14px; text-align: left; font-size: 12px; letter-spacing: 0.04em; }
.ins-compare td { padding: 14px; border-top: 1px solid var(--ins-border); color: var(--ins-text2); }
.ins-compare tr.recommended td { background: rgba(26, 95, 180, 0.06); color: var(--ins-text); font-weight: 600; }
.ins-compare tr.recommended td:first-child { border-left: 3px solid var(--ins-primary); }

/* Features */
.ins-feature-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; }
.ins-feature-card { background: var(--ins-panel); border: 1px solid var(--ins-border); padding: 26px 22px; border-radius: var(--ins-radius); transition: all .18s; }
.ins-feature-card:hover { border-color: var(--ins-primary); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(26, 95, 180, 0.1); }
.ins-feature-badge { display: inline-block; background: var(--ins-primary); color: #fff; font-size: 11px; font-weight: 700; padding: 3px 10px; border-radius: var(--ins-radius-sm); margin-bottom: 12px; }
.ins-feature-card h3 { font-size: 16px; font-weight: 700; color: var(--ins-text); border: none; padding: 0; margin: 0 0 10px; }
.ins-feature-card p { font-size: 13.5px; color: var(--ins-text2); line-height: 1.9; margin: 0; }

/* Steps */
.ins-steps { list-style: none; counter-reset: step; padding: 0; }
.ins-steps li { padding: 22px 22px 22px 76px; background: var(--ins-panel); border: 1px solid var(--ins-border); border-radius: var(--ins-radius); margin-bottom: 12px; position: relative; counter-increment: step; }
.ins-steps li::before {
  content: counter(step);
  font-family: 'Noto Serif JP', serif;
  font-size: 22px; font-weight: 700;
  color: #fff;
  background: var(--ins-primary);
  width: 40px; height: 40px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  position: absolute; left: 20px; top: 20px;
}
.ins-steps h3 { font-size: 16px; font-weight: 700; color: var(--ins-text); margin: 0 0 6px; padding: 0; border: none; }
.ins-steps p { font-size: 13.5px; color: var(--ins-text2); margin: 0; line-height: 1.9; }

/* FAQ */
.ins-faq details { background: var(--ins-panel); border: 1px solid var(--ins-border); border-radius: var(--ins-radius); margin-bottom: 10px; padding: 18px 22px; }
.ins-faq summary { font-weight: 700; color: var(--ins-text); cursor: pointer; padding: 4px 0; font-size: 15px; list-style: none; }
.ins-faq summary::-webkit-details-marker { display: none; }
.ins-faq summary::before { content: "Q "; color: var(--ins-primary); font-weight: 700; margin-right: 6px; font-family: 'Noto Serif JP', serif; }
.ins-faq details[open] summary::before { content: "− "; }
.ins-faq p { padding: 12px 0 4px; color: var(--ins-text2); font-size: 14.5px; line-height: 2; margin: 0; }

/* CTA blocks */
.ins-cta-block { background: var(--ins-primary-light); border-radius: var(--ins-radius); padding: 32px; margin: 40px 0; text-align: center; }
.ins-cta-copy { font-size: 17px; font-weight: 700; color: var(--ins-text); margin-bottom: 20px; line-height: 1.7; }
.ins-final-cta {
  background: linear-gradient(135deg, var(--ins-primary-light) 0%, #eaf3ea 100%);
  border-radius: var(--ins-radius);
  padding: 56px 40px;
  margin: 56px 0;
  text-align: center;
  border: 1px solid var(--ins-primary);
}
.ins-final-cta-eyebrow { color: var(--ins-primary-dark); font-size: 12px; font-weight: 700; letter-spacing: 0.2em; margin-bottom: 12px; }
.ins-final-cta-title {
  font-family: 'Noto Serif JP', 'Zen Kaku Gothic New', serif;
  font-size: clamp(22px, 4vw, 30px); font-weight: 700; color: var(--ins-text);
  margin-bottom: 20px; line-height: 1.55;
}

/* Risk / disclaimer */
.ins-risk { background: #fff1ec; border: 1px solid rgba(231, 111, 81, 0.35); border-radius: var(--ins-radius); padding: 18px 22px; margin: 32px 0; font-size: 13.5px; color: var(--ins-text2); line-height: 1.9; }
.ins-risk strong { color: var(--ins-warn-dark); background: none; padding: 0; }

/* Sticky */
.ins-sticky-cta { position: fixed; bottom: 0; left: 0; right: 0; background: var(--ins-primary); padding: 12px 16px; z-index: 100; text-align: center; box-shadow: 0 -4px 12px rgba(0,0,0,0.12); }
.ins-sticky-cta a { color: #fff; font-weight: 700; font-size: 15px; text-decoration: none; }
@media (min-width: 768px) { .ins-sticky-cta { display: none; } }

/* Footer */
.ins-footer { background: var(--ins-panel); border-top: 1px solid var(--ins-border); padding: 40px 0 24px; color: var(--ins-text3); font-size: 13px; margin-top: 60px; }
.ins-footer-nav { display: flex; gap: 24px; flex-wrap: wrap; margin-bottom: 20px; }
.ins-footer-nav a { color: var(--ins-text2); }
.ins-footer-nav a:hover { color: var(--ins-primary-dark); }
.ins-footer-note { font-size: 11px; color: var(--ins-text3); line-height: 1.85; }

@media (max-width: 720px) {
  .ins-hero { padding: 56px 0 40px; }
  .ins-section { padding: 48px 0; }
  body { padding-bottom: 60px; }
}